Why Choose 1st UK?


At 1st UK , we can often help where others fail. We have an experienced team who work with a wide range of Specialist Lenders to provide you with honest advice and support.

It's Good To Be In Safe Hands.


Raising funds can be tricky at the best of times, but if you have an unsatisfactory credit history, it could be all the more challenging to secure the financing which you require to fund the purchasing of a new property.


No matter if you are simply a first-time purchaser with a less than ideal credit score, would like to remortgage your home to free up some of its market value, or else you are only looking for a mortgage that can help you to take the next step on the property ladder, we can help.


Specialists In Our Field


Our company specialise in mortgages for buyers with impaired credit, and can certainly help you to acquire the mortgage or remortgage that you want, whatever your credit ranking. We are also specialised in helping self-employed people find the right mortgage for their specific needs.

With many years of experience within the UK mortgage sector, you can certainly rest assured that our company have the knowledge required to assist you to obtain exactly the ideal mortgage for your particular needs.


With your personal dependable advisers working on your behalf to compare the ideal mortgages which are available, we can certainly take the hassle away from getting a bad credit remortgage and also secure you a great deal.


Exclusive Mortgage and Remortgage Deals


We locate our mortgages directly from Specialist Lenders to guarantee that you receive the very best rate of interest and are able to provide a variety of exclusive deals that you will not find anywhere else, either online or even on the high street.


We take care of it all in-house to offer you the confidence that your mortgage or remortgage arrangements are being managed by only one seasoned company and have a fully trained group of specialists who you can rely on to guide you on the right course whenever you are considering a bad credit mortgage.


How to Get Real Value from an Adverse Credit Mortgage Broker


It’s widely advised that when you’re shopping for mortgage products that you seek professional advice. You can’t go far wrong with a good mortgage broker in your corner. But first you need to know that they’re good and just how good they really are.


A 3-point checklist to assess who looks out for your best interests:

  • Ask any broker if they can access every UK lender

If you get a flat out no – the broker is either tied into one lender or a select pool of lenders. It’s the cheapest way for them to work because they’ve fewer mortgage products to assess, but for you, your choice is severely narrowed.


The next reply you might not want is being told they assess all the mortgage products available to brokers only. Many mortgage products are sold directly to the consumer. Think how Direct Line work, they aren’t on comparison sites, so you need to deal with them directly. If your broker is only working with a small panel of lenders, then there’s a chance that what they’re really doing is assessing only the products that will pay them a commission.


The broker who does the legwork is the one who answers you with a resounding yes. We check each and every UK lender to find what’s best for you.


That’s not just using a few comparison sites and broker databases. That’s doing the legwork to assess the mortgage products that lenders make available directly, without making offers to brokers. There is more work involved for the broker who takes this approach and there’s no guarantee they can secure the mortgage for you. As such, many will have a service fee to cover the amount of work they do in assessing every UK lenders mortgage products.

  • Do they charge Up Front Fees? 

Many brokers will charge you an up front, non -refundable fee to search for a product for you. At 1st UK Mortgages, you can make a free, no obligation enquiry with us and we will search our panel of Specialist Lenders to source a product to match your requirements . Only if you go ahead, will you pay a broker fee , the details of which will be laid out clearly to you so you can make an informed decision.


1st UK
Average rating:  
 1 reviews
by Jill Sayles on 1st UK
Thank you 1st UK!

Very professional and courteous. I have no hesitation in recommending Peter and his team to anyone who needs to secure a mortgage or remortgage.

1st UK

3 Of Our Most Popular Products


Adverse Remortgages

Massive Choice.  Flexible Terms. Bad Credit & CCJ's Considered.

Broker Only Secured Loans

Friendly Experts Here To Help. Tailored Loan Advice. No Hidden Costs. 

Poor Credit Mortgages

Bad Credit Mortgage Brokers. Our Specialist Lenders Can Help.

CONTACT US

Ways to reach 1st UK


GIVE US A CALL

0203 129 3081

SEND US AN EMAIL

enquiry@1stukmortgages.co.uk

WRITE TO OUR OFFICE

329-339 Putney Bridge Road, London

Let's work together, contact us today!

Speak With Our Consultants And Arrange A Free Quote. Specialist Mortgage And Secured Loans Solutions For Any Lending Need.

Copyright © 1st UK Mortgages 2007 -  2020

ABOUT US


1st UK have formed strong relationships with finance providers, meaning we are often the first to hear about new products before they reach the market.

GET IN TOUCH


  • Call us 0203 129 3081
  • enquiry@1stukmortgages.co.uk
  • Putney Bridge Road, London

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