Why Choose Us?

We are seasoned experts in adverse and bad credit mortgages, secured loans, remortgages, buy-to-lets as well as finance for first time buyers and the self-employed.


We have 2,470 different mortgage and loans products across multiple lender panels, so completing the form below will enable us to shortlist the lenders.



Pre-Decision In Principle Application Form:

  • Details of your property

  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised mortgage firm and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Some Of Our Recent Testimonials...

We like to go the extra mile, so when we get a positive testimonial it means a lot to us. Here is a selection of some of the feedback 1st UK have received in the last twelve months.

No longer stressed!

My boyfriend and I were stressed we wouldn't secure a mortgage. Pleasantly surprised that we had an offer within a week. 1st UK kept us in the loop the whole time.

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Claire Bowen

Nice To Deal With

Jane was a friendly advisor who worked through my complicated self-employment history and structured the right deal in a timely manner.

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Neil Cooper

Finally A Breakthrough

I had been declined a mortgage by four mortgage providers so was feeling pretty deflated. 1st UK had an agreement in principle after only 7 days of my initial enquiry and the whole team bent over backwards to help me.

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Mr Brian Jackson

Help For An Expat

I needed to purchase a studio flat in Brighton to let. Despite the fact I lived in Hong Kong, Peter at 1st UK assisted me in getting a UK bank account and also secured me a buy to let mortgage at a very favourable rate. Would recommend 1st UK to anyone.

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Nick T

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